Q1. According to RBI stress tests released in January 2026, what is the projected Gross NPA ratio of Indian banks by March 2027?
A. 2.9%
B. 2.5%
C. 1.9%
D. 1.5%
Correct Answer: C. 1.9%
Q2. Which category of financial institutions has been highlighted by RBI as facing rising asset-quality risks in 2026?
A. Cooperative Banks
B. Microfinance Institutions
C. Non-Banking Financial Companies (NBFCs)
D. Payment Banks
Correct Answer: C. Non-Banking Financial Companies (NBFCs)
Q3. Which central bank emphasized prioritising Central Bank Digital Currency (CBDC) over stablecoins for financial stability?
A. Federal Reserve
B. European Central Bank
C. Reserve Bank of India
D. Bank of Japan
Correct Answer: C. Reserve Bank of India
Q4. Which country implemented visa-free travel for Chinese citizens effective from 02 January 2026?
A. Japan
B. Türkiye
C. South Korea
D. Indonesia
Correct Answer: B. Türkiye
Q5. The IB ACIO Grade-II/Executive Exam City Intimation Slip 2025 was released by which ministry?
A. Ministry of Defence
B. Ministry of Home Affairs
C. Ministry of Personnel
D. Ministry of Education
Correct Answer: B. Ministry of Home Affairs
Q6. What was the last date to apply for Clerk, PO, and SO posts in Nainital Bank for the 2025–26 recruitment cycle?
A. 31 December 2025
B. 01 January 2026
C. 05 January 2026
D. 10 January 2026
Correct Answer: B. 01 January 2026
Q7. Which of the following international organizations’ meeting was closely watched for oil supply decisions in early January 2026?
A. G20
B. International Energy Agency
C. OPEC+
D. World Economic Forum
Correct Answer: C. OPEC+
Q8. Which day is observed globally on 02 January to promote awareness about personality diversity?
A. World Mental Health Day
B. International Happiness Day
C. World Introvert Day
D. Global Wellness Day
Correct Answer: C. World Introvert Day
Q9. Where will the opening ceremony of the 2026 Winter Olympics be held?
A. Turin
B. Rome
C. Milan
D. Venice
Correct Answer: C. Milan
Q10. Which astronomical event occurs in early January when Earth is closest to the Sun?
A. Aphelion
B. Equinox
C. Perihelion
D. Solstice
Correct Answer: C. Perihelion
