🔷 1. Introduction to Treasury Management Treasury Management refers to the centralized function within a bank that manages its funds, liquidity, investments, and financial risks. It acts as the financial nerve center of a bank, ensuring optimal utilization of resources while maintaining regulatory compliance. In modern banking, treasury is not limited to fund management—it also…
(For SSC, Banking & Competitive Exams) Q1. What is the current Repo Rate maintained by the Reserve Bank of India (RBI)? A) 6.25%B) 6.50%C) 6.75%D) 7.00% Answer: B) 6.50% Q2. What is India’s projected GDP growth rate for FY 2025–26? A) 6.2%B) 6.5%C) 6.8%D) 7.2% Answer: C) 6.8% Q3. What is the projected global growth…
🔷 National Affairs (India) RBI Monetary Policy Outlook & Banking Updates The Reserve Bank of India signaled a cautious stance on inflation amid global volatility. Repo rate maintained at 6.50% to balance inflation control and growth. Inflation projection for FY 2026 revised to 5.2%, citing food price volatility. Digital payments in India crossed ₹20,000 crore…
🔹 1. Introduction to Priority Sector Lending Priority Sector Lending (PSL) refers to mandatory lending by banks to sectors that are critical for inclusive economic development but may not receive adequate credit under normal banking practices. ➡️ Introduced by RBI to: Ensure financial inclusion Promote balanced regional development Support weaker and vulnerable sections 🔹 2….
1. What was India’s projected GDP growth rate for FY 2025–26? A. 6.5%B. 7.2%C. 7.8%D. 8.1% Answer: B. 7.2% 2. The Reserve Bank of India recently updated KYC norms. What is the mandatory update period for high-risk customers? A. Every 1 yearB. Every 2 yearsC. Every 5 yearsD. Every 10 years Answer: B. Every 2…
🔶 National Current Affairs 1. Government Pushes Digital Banking Expansion The Government of India intensified efforts to expand digital banking infrastructure in rural areas under financial inclusion initiatives. As per recent data, digital transactions under UPI crossed 14 billion transactions in February 2026, marking a year-on-year growth of over 35%. Public Sector Banks (PSBs) were…
Banking & Competitive Exams 🔹 1. Introduction to Foreign Exchange Foreign Exchange (Forex): Conversion of one currency into another. Foreign Transaction: Contract to exchange currencies between parties. Exchange Rate: Price of one currency in terms of another. 📌 Importance Facilitates international trade (exports & imports) Supports travel, tourism, remittances Maintains global financial integration Helps build…
1. What is the current repo rate maintained by the Reserve Bank of India (RBI) as of March 2026? A) 6.25%B) 6.50%C) 6.75%D) 7.00% Answer: B) 6.50% 2. What is the GDP growth forecast for India for FY 2025–26 as per latest estimates? A) 6.2%B) 6.5%C) 6.8%D) 7.2% Answer: C) 6.8% 3. What is the…
🔷 National Current Affairs 1. RBI Monetary Policy Update The Reserve Bank of India maintained the repo rate at 6.50% in its latest review. Inflation projection for FY 2026 revised to 5.1%, slightly above the medium-term target. GDP growth forecast retained at 6.8% for FY 2025–26. Focus areas: Liquidity management Digital payments expansion Strengthening NBFC…
Prevention of Money Laundering Act (PMLA) 2002 & KYC – Complete Banking Exam Notes Introduction The Prevention of Money Laundering Act (PMLA), 2002 is the primary legislation in India designed to prevent money laundering and regulate the financial system against illegal financial activities. The Act also empowers authorities to confiscate property derived from criminal activities….
