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CURRENT AFFAIRS – 18.12.2025

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Current Affairs - 18.12.2025

Comprehensive Update for Competitive Exams (Banking | SSC | UPSC | State PSC | Railways | Insurance | CLAT)

1. NATIONAL – GOVERNANCE, POLICY & SOCIETY

  1. RBI Revises Banking Norms
    ‣ Reserve Bank of India (RBI) relaxes rules for Current Accounts, Cash Credit (CC) and Overdraft (OD) accounts.
    ‣ Threshold for account restrictions raised from ₹5 crore to ₹10 crore to increase flexibility for businesses with smaller credit facilities.
    ‣ Move expected to reduce compliance burden on banks and improve ease of doing business for MSMEs and small borrowers.

  2. New Species Discovery – Biodiversity Update
    ‣ A new species of snakehead fish named Channa bhoi discovered in Meghalaya.
    ‣ Significant for ecology & biodiversity sections of competitive exams.

  3. Launch of AI Tool for Local Governance
    ‣ SabhaSaar, an AI voice-to-text summarisation tool, rolled out by Ministry of Panchayati Raj to enhance transparency and efficiency of Gram Sabha meetings across India.

  4. National Council of Science Museums Awards
    ‣ National Council of Science Museums (NCSM) receives two PRSI National Awards 2025 for excellence in public relations activities.

  5. Scientific Breakthrough – Alzheimer’s Research
    ‣ Scientists at Institute of Nano Science and Technology (INST), Mohali develop novel nanoparticle-based therapeutic pathway for Alzheimer’s disease, potentially advancing treatment methods.

  6. Hydropower Cooperation with Nepal
    ‣ SJVN Ltd. CMD reviews progress of 900 MW Arun-3 Hydroelectric Project in Nepal, strengthening India-Nepal energy cooperation and cross-border clean energy initiatives.

2. ECONOMY & BANKING

  1. NCDEX Gets SEBI Approval for New Platform
    ‣ National Commodity & Derivatives Exchange (NCDEX) obtains in-principle approval from SEBI to launch a Mutual Fund (MF) transaction platform, expanding investment access.

  2. India’s Forex Reserves Update
    ‣ India’s foreign exchange reserves rose to USD 687.26 billion in the week ended December 5, 2025, backed by RBI interventions and external sector resilience.

  3. Insurance Sector Reforms
    ‣ Lok Sabha passes the Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Bill permitting 100% FDI in insurance, a major reform to attract global capital and improve sector competitiveness.

  4. SEBI Governance Norms Strengthened
    ‣ Securities and Exchange Board of India tightens governance norms for Market Infrastructure Institutions to enhance operational oversight and stakeholder safeguards.

  5. Bank of India Recruitment 2025-26
    ‣ Bank of India announces 514 Credit Officer posts under General Banking Officer (GBO) stream across MMGS-II, MMGS-III, and SMGS-IV.
    ‣ Application window: 20.12.2025 to 05.01.2026.

3. COMPETITIVE EXAM ALERT – EXAMS & NOTICES

  1. NBEMS Exam Notice – DNB 2025
    ‣ National Board of Examinations in Medical Sciences issues crucial notice on barcode usage errors for DNB Final Theory Exams (18–21 Dec 2025).
    ‣ Hybrid format necessitates procedural compliance to avoid evaluation issues.

4. SPORTS – RESULTS, EVENTS & AWARDS

  1. BBC Sports Personality of the Year 2025
    ‣ Held on 18 December 2025 in Salford, UK.
    ‣ First time Team of the Year category opened to public voting.
    ‣ Leading nominees include Rory McIlroy, Chloe Kelly, Lando Norris, Hannah Hampton, Ellie Kildunne.
    ‣ Luke Littler opts out of attendance citing belief that outcome is predetermined.
    ‣ Thierry Henry receives BBC SPOTY Lifetime Achievement Award for career excellence and contributions to sport.

  2. Physical Disability T20 Series – India
    ‣ Hosted at Wankhede Stadium, Mumbai (16–18 Dec 2025), promoting inclusive cricket.
    ‣ Event highlights competitive spirit and resilience of athletes with physical disabilities.

  3. FC Barcelona – Copa del Rey & Player Awards
    ‣ FC Barcelona beats CD Guadalajara 2-0 to advance in Copa del Rey; goalkeeper Marc-Andre ter Stegenreturns after 212 days; defender Pau Cubarsí marks 100th club appearance.
    ‣ Aitana Bonmatí wins FIFA The Best Women’s Player 2025 and third consecutive Ballon d’Or.

  4. National Shooting Meet Achievements (India)
    ‣ Manu Bhaker and Simranpreet Brar clinched Gold medals at the 68th National Shooting Championship Competitions, reinforcing India’s shooting prowess.

  5. World Women’s Floorball Championship 2025
    ‣ Switzerland defeats Czech Republic in final to clinch title.
    ‣ Championship breaks attendance record with 67,736 spectators.

5. INTERNATIONAL AFFAIRS

  1. 2025 World Women’s Handball Championship
    ‣ Held in Germany & Netherlands (26 Nov–14 Dec 2025).
    ‣ Norway defeats Germany 23–20 to secure third world title.
    ‣ Tournament sets new attendance benchmark of 353,151 spectators.

6. MAJOR SPORTS EVENTS – ONGOING / UPCOMING

  1. Russian Figure Skating Championships 2026
    ‣ Taking place 17–21 Dec 2025 in Saint Petersburg across men, women, pairs, and ice dance categories — key event in international skating calendar.

7. IMPORTANT FACTS & FIGURES FOR EXAMS

  1. Forex Reserves: USD 687.26 billion (Week ended 05 Dec 2025).

  2. Bank of India Credit Officer Vacancies: 514 posts.

  3. RBI Account Threshold Change: from ₹5 crore to ₹10 crore.

  4. World Handball Championship Final Score: Norway 23–20 Germany.

  5. FC Barcelona Copa del Rey Score: 2–0 vs CD Guadalajara.

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