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SBI JIBO

SBI JIBO Exam 2025: Complete Guide to Junior India Based Officer Selection

State Bank of India offers a prestigious opportunity for its officers to work internationally through the Junior India Based Officer (JIBO) program. This comprehensive guide covers everything you need to know about the SBI JIBO exam for 2025, including eligibility criteria, exam pattern, detailed syllabus, and preparation strategies to help you succeed.

What is SBI JIBO?

SBI JIBO (Junior India Based Officer) is a selection process conducted by State Bank of India for posting eligible officers at foreign offices of the Bank and its Foreign Subsidiaries/Affiliates. This competitive internal examination provides SBI officers in Generalist Cadre (JMGS-I, MMGS-II, and MMGS-III grades) an opportunity to serve in international locations.

The selection process consists of two stages:

  • Online written examination

  • High-level interview for qualified candidates

Eligibility Criteria for SBI JIBO 2025

Age Requirement:

  • Not less than 25 years and not more than 40 years as on March 31, 2025

Work Experience & Professional Qualifications:

  • Minimum 4 years of confirmed service in officer cadre (excluding probation period)

  • Must have worked in rural/semi-urban areas for at least 2 years as of application date

  • Officers must have completed all mandatory stipulations in their appointment letters

  • Minimum 1 year experience in relevant areas during current/last two assignments or during immediately preceding 6 years

SBI JIBO 2025 Examination Details

Important Dates:

  • Notification Release: February 6, 2025

  • Online Examination Date: March 2, 2025

Examination Format:

  • Objective-type online test

  • Duration: 120 minutes

  • Negative marking: 0.25 marks deducted for incorrect answers

SBI JIBO Exam Pattern

The examination comprises four major sections:

  1. Credit & Trade Finance

  2. Operations

  3. General Awareness

  4. Aptitude Test (Data Interpretation, Logical & Critical Reasoning, and Comprehension Ability & Knowledge of English)

Detailed Syllabus for SBI JIBO 2025

Credit & Trade Finance

  • International Banking

  • Deposit products & Safe Deposit locker

  • Non-Fund based Business

  • Digital Banking & Cash Department

  • Negotiable Instruments

  • Letter of Credit

  • Customer services Guidelines

  • Operational Aspects of Deposit Account

  • Deceased Settlement

  • Risk Focused Internal Audit

  • UCPDC Rules

  • Operational Aspect of NRI Business

  • Customer Grievance Redressal

Operations

  • Safe deposit lockers

  • Loan Policy & Import

  • Banking laws and acts

  • Pre-shipment Finance

  • KYC, AML, CFT

  • Foreign Trade Policy

  • Factoring & forfaiting

  • Government Business

  • International Banking Business

  • Digital Banking

General Awareness

  • Current Affairs

  • Current Banking Awareness

  • Current Financial Awareness

  • Static Banking Awareness

Aptitude Test

  • Data Interpretation

  • Logical Reasoning & Puzzles

  • Fill in the Blanks

  • Comprehension

  • Error Detection

  • Phrases and other English knowledge components

Career Benefits of SBI JIBO Selection

Being selected as a Junior India Based Officer offers numerous advantages:

  • International exposure and work experience

  • Enhanced career growth opportunities

  • Exposure to global banking practices

  • Competitive compensation package

  • Opportunity to work in diverse cultural environments